Indian Market Investment Essentials

• Compare various insurance policies that offer essential protection and hold significant importance in the lives of individuals.
• Identify the regulatory agencies in insurance sector and the guidelines to purchase various insurances.
• Diagnose process of claim submission and subsequent settlement entails navigating through various procedural requirements.
• Examine stocks, their functioning within the stock markets, and the inherent risks entailed in such financial endeavours.
• Classify different mutual funds and refining the optimal mutual fund investment decisions.
• Categorize various alternative investment methods at government level.
• Discuss the necessities of non-verbal communication and its types required for customer service in banking.
• Diagnose sophisticated inquiry techniques, data collection processes to obtain the necessary information.
• Examine Data Analysis techniques and using it for possible decision making.
• Diagnose financial literacy among customers and tailoring the sale of banking products.
• Demonstrate different customer service methodologies tailored to address individual customer grievances.
• Apply the acquired operational, technical, and theoretical knowledge to analyse an array of diverse career opportunities.
• Explain the importance of collaboration and communication with clients, team members, and stakeholders.
• Embrace humanistic, ethical, and moral values in real-life situations.
• Exercise responsibility for the completion of assigned tasks for self and the group work
• Predict and cater to own learning needs relating to the assigned task/work.

• Compare essential protection offered by various insurance policies and their importance.
• Inspect the guidelines to be followed when buying an insurance and the agencies that regulate its operations.
• Interpret claim submission methods and procedural requirements for claim settlements.
• Diagnose intricacies of the stock market's functioning, along with the inherent risks entailed in investing in stocks.
• Inspect various parameters used to decide mutual fund investment and identify types of mutual funds.
• Judge the alternative methods of investment, thereby delving into more intricate and sophisticated financial avenues.
• Illustrate a wide array of non-verbal communication modalities and using it banking jobs.
• Interpret about engaging customers in data collection processes, using sophisticated inquiry techniques.
• Recommend data analysis methodologies to derive actionable insights for informed decision-making in complex business scenarios.
• Assess the financial education and banking needs of customer to fulfil them.
• Experiment with different cutting-edge strategies to address grievances and deliver exceptional customer service.
• Develop proficiency in multifaceted banking-specific competencies and adeptly navigating the application process across diverse financial institutions.
• Assess appropriate solutions for the challenges presented, while practicing humanistic, ethical, and moral values in real-life situations
• Develop project management skills to efficiently plan and execute projects.
• Make judgement and take decision, based on the analysis and evaluation of information and work scenario.
• Predict and cater to own learning needs relating to the assigned task/work by accessing appropriate learning resources.
• Pursue self-paced and self-directed learning.

The academic approach of the courses focuses on the “work-centric” education i.e. begin with work (and not from a book!), derive knowledge from work and apply that knowledge to make the work more wholesome, useful and delightful. The ultimate objective is to empower the Learner to engage in socially useful and productive work. It aims at leading the learner to his/her rewarding career as an employee or entrepreneur as well as development of the community to which s/he belongs. Learning methodology:

• Step -1: Learners are given an overview of the course and its connection to life and work.
• Step -2: Learners are exposed to the specific tool(s) used in the course through the various real-life applications of the tool(s).
• Step -3: Learners are acquainted with the careers and the hierarchy of roles they can perform at workplaces after attaining increasing levels of mastery over the tool(s).
• Step -4: Learners are acquainted with the architecture of the tool or tool map so as to appreciate various parts of the tool, their functions, utility and inter-relations.
• Step -5: Learners are exposed to simple application development methodology by using the tool at the beginner’s level.
• Step -6: Learners perform the differential skills related to the use of the tool to improve the given ready-made industry-standard outputs.
• Step -7: Learners are engaged in appreciation of real-life case studies developed by the experts.
• Step -8: Learners are encouraged to proceed from appreciation to imitation of the experts.
• Step -9: After the imitation experience, they are required to improve the expert’s outputs so that they proceed from mere imitation to emulation.
• Step-10: Emulation is taken a level further from working with differential skills towards the visualization and creation of a complete output according to the requirements provided. (Long Assignments)
• Step-11: Understanding the requirements, communicating one’s own thoughts and presenting are important skills required in facing an interview for securing a work order/job. For instilling these skills, learners are presented with various subject-specific technical as well as HR-oriented questions and encouraged to answer them.
• Step-12: Finally, they develop the integral skills involving optimal methods and best practices to produce useful outputs right from scratch, publish them in their ePortfolio and thereby proceed from emulation to self-expression, from self-expression to self-confidence and from self-confidence to self-reliance and self-esteem!

Evaluation Pattern of KLiC Courses consists of 4 Sections as per below table:

YCMOU Mark Sheet

Printed Mark Sheet will be issued by YCMOU on successful completion of Section 1, Section 2 and Section 3 and will be delivered to the learner by MKCL.
YCMOU Mark Sheet will be available only for Maharashtra jurisdiction learners

MKCL's KLiC Certificate

The certificate will be provided to the learner who will satisfy the below criteria:

1. Learners who have successfully completed above mentioned 3 Sections i.e. Section 1, Section 2 and Section 3
2. Additionally, learner should have completed Section 4 (i.e. Section 4 will comprise of SUPWs i.e. Socially Useful and Productive Work in form of Assignments)
   • Learner has to complete and upload minimum 2 out of 5 Assignments